Insurance…

Living Advantage can help connect you to some of Australia’s biggest and best value insurance providers… This is a free service to consumers and we are not brokers.

We just know there is a better way to take care of the insurance needs of Australians, and we know where to get the best deals for you. Whether it’s income protect insurance, life insurance or a funeral plan, we’ve got you covered.  

So what sort of insurance do you need, and why?

Click Play on the video (Right) To watch a special presentation by Neil McLean, or read more below...

Income protection insurance

Let’s say work is going well, the organisation you work for is secure and your position is safe… why would you think about income protection? Most people only associate income protection insurance with losing their job unexpectedly (like getting fired or the employer going broke). Well in today’s economy, that is a pretty good reason! 

But it’s not the only reason… what if you get sick for a long time or have an accident?

Who’s going to pay the mortgage, electricity, phone bills, car payments and even the everyday living expenses like food and fuel?  

Income protection insurance can provide you with an income when you lose your ability to work for an extended period of time.  

Add up what it costs you to live each month and then ask yourself, if you lost your means of income, how long could you continue to pay your living expenses? If the answer to this question is a little scary, perhaps income protect is something you should consider… 

Click here to request valuable information on income protection insurance and find out how affordable it can be for you…   

Life insurance plan

And that’s what it is… a PLAN. Nothing can compare to the loss of a loved one. But the tragedy that all too often accompanies this loss is the pain of leaving a financial hole in a family. Whether you are 25 or 105, you never know when it will be too late.  

Think about how your family will cope financially should the worst happen to you. If they are lucky, it will be a small compromise in their lifestyle, but in many households, when a loss of income is suffered, the daunting questions of how will the mortgage get paid, and the electricity bills, the car payments and what about the kids’ education? These are scary prospects. What is scarier is the high number of households that are not prepared to answer these questions. 

What would your family do? A life insurance plan answers this question for you. It will ensure that your family, your children, and your home are protected and provided for at the time they will need it most. 

It can be heartbreaking even to discuss this subject, but once you’ve looked at the options, understand the security it provides, and you take action, you’ll feel like you are truly serving your family as best you can. It’s certainly better than worrying that you are not prepared. 

Life insurance plans are generally very affordable and the application can be done in just a few minutes. Usually no medical tests are required and just about anyone between 18 and 59 can apply. Cover can be up to $1million, depending on your needs and budget.   

So get organised, and get the best information today. Simply fill in the brief enquiry form, and a friendly insurance expert will provide you all of the information you need to decide the best plan for you. Click here to fill in the enquiry form now…  

Funeral plans

It happens to all of us… 100% guaranteed. You can’t escape it and you can’t know when it's going to happen. But you can plan for it. The last thing a family needs after the loss of a loved one is the stress of finding thousands of dollars QUICKLY to pay for a respectful funeral. Most families simply don’t have this kind of money sitting lazy in a bank account ready for withdrawal.  

Like most insurance policies of this nature, starting from the price of a cup of coffee a week, a funeral plan will give you the protection you deserve. Funeral plans are also designed to get the money to you generally within 48 hours. Because when the day comes, this is one of the first things you’ll need - and the last thing you’ll need is red tape from an insurance company.  

Funeral plans are generally very affordable and the application can be done in just a few minutes. If you are between the age of 17 and 80, and you are an Australian citizen, acceptance is guaranteed… no medical tests and no big questionnaires to complete. Cover is available up to a guaranteed $15,000. 

Unfortunately, this is one thing we can’t avoid, be we can be prepared. A funeral plan is going to relief a family of a burden during a time which they are already overwhelmed. Take a few seconds to complete the enquiry form, and we’ll make sure an insurance expert will get you the best information quickly. Just click here to send us a few details…    

Other insurance

You know, there is a range of vital insurance that really can save a lot of pain in your life and the lives of your family. Anything from accidental death, serious illness or even a pet insurance plan. 

If you would like to know more about insurance products of any kind, please fill in our enquiry form and we’ll be sure to have a professional insurance expert provide you with all of the information you need. Click here now to go to our simple enquiry form… 

Disclaimer: This web site is a free service to consumers. Living Advantage is not a broker, and any information provided to users of this web site is not an endorsement or recommendation of any third party, and it is not intended as specific advice or as suitable information to rely upon for decision making purposes. The information on this site, including enquiry forms does not constitute an offer or obligation to purchase. Visitors to this web site should seek independent legal and/or financial advice before acting on any of the information provided on this web site, or from any offer or information provided by a third party as a result of an enquiry from this web site.