Ownership 
The Site is owned and operated by Living Advantage (“Living Advantage”).  
   
Acceptance of Terms and Conditions  
Your access and use of the Site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in these Terms of Use and elsewhere on the Site (collectively “Terms of Use”). By using the Site you are deemed to have accepted the Terms of Use.  
   
Restrictions of use  
The Site is intended for personal use by persons over the age of 18. Living Advantage has the right to change or discontinue any feature of the Site, hours of availability and equipment required for access. You may not copy, reproduce, republish, frame, post, upload, distribute, transmit or modify in any way, all or any part of the material contained on the Site, unless expressly provided for on the Site, or expressly authorised in writing by Living Advantage. You must not transmit or attempt to transmit any data, code or other material of any kind to the Site that contains a virus or other component, for any reason.  
   
Privacy 
The Living Advantage Privacy Policy applies to the Site. It outlines what personal information Living Advantage will collect from you and how Living Advantage will use the information. Theforms part of the Terms Use.   
   
Trade marks  
All names, logos and trade marks are owned or controlled by Living Advantage, except where stated. Nothing on the Site should be interpreted as granting any rights to use or distribute any names, logos or trade marks, without the express written permission of Living Advantage. 
     
Copyright 
International copyright laws protect all information such as text, graphics, images, video, audio and other material (“Material”) on the Site. No Material or any part of the Site may be reproduced, reused, retransmitted, adapted, published, broadcast or distributed for any purpose, commercial or otherwise, without the prior permission of Living Advantage.  
   
No representations  
All information and Material on the Site is provided in good faith, but you should not rely on it when making your own independent assessment of it. Living Advantage makes no representations about the accuracy, reliability, completeness or timeliness of the Material. The Material may contain inaccuracies or typographical errors. The use of the Site and the Material is at your own risk. Visitors to the Site should seek independent legal and/or financial advice before acting on any of the information provided on the Site, or from any offer or information provided by a third party as a result of an enquiry from the Site. 
   
No warranties  
The Site and the Material are provided on an as-is basis without any warranties of any kind. Living Advantage, to the fullest extent permitted by law, disclaims all warranties. Living Advantage does not warrant that the Site will operate error free or that the Site and its servers are free of computer viruses and other harmful data, code, components or other material. Living Advantage does not warrant that it will be able to prevent any illegal, harmful or inappropriate use, modification or alteration of the Site, or give notice of such use, modification or alteration.  
   
Limitation of liability  
To the fullest extent permitted by law, Living Advantage disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by visitors using the Site, or relying on anything contained in, or omitted from, the Site. Visitors agree not to carry on any activity in relation to the Site which might involve Living Advantage in liability. If you do engage in such activity, you agree to grant Living Advantage an unlimited indemnity with respect to your conduct.  
   
Links 
The inclusion of links in the Site is not intended as an endorsement or recommendation of the linked site or the content of such sites, and Living Advantage accepts no liability for loss of any kind arising from the information on any linked site. You should read carefully the privacy policy and terms of use that appear on any web site linked to the Site, as Living Advantage is not responsible for any practices on linked sites. Visitors use and access a linked site at their own risk.  
   
Amendment of Terms of Use  
Living Advantage may amend the Terms of Use at any time by posting the amended Terms of Use on the Site. The amended Terms of Use will be effective immediately and you will be bound by the amended Terms of Use from that time. 
   
Termination 
The Terms of Use are effective until terminated by Living Advantage. Living Advantage may terminate the Terms of Use and your access to the Site at any time without notice or cause. In the event of termination, you are no longer authorised to access the Site. All restrictions imposed on you, disclaimers and limitations of liability set out in the Terms of Use will survive termination. If you violate any Terms of Use, or do not agree to the Terms of Use, your right to use and access the Site automatically terminates.  
   
Governing Law  
The Terms of Use are governed by, and construed in accordance with, the laws of Queensland, Australia.  
   
Use of the Site from outside Australia  
The information on the Site and the Terms of Use have been prepared in accordance with Australian law. If you are residing in, or accessing the Site from, a country other than Australia (User Country) the information and the Terms of Use may not satisfy the laws of the User Country. In the event that the information or the Terms of Use do not satisfy the laws of the User Country, the Site is not intended for use in this User Country, and you may not be entitled to rely on the information or make further enquiries about products and services offered via the Site. If you use the Site and information presented on the Site, you agree to indemnify Living Advantage for any loss or damage, which may be incurred as a consequence.  
   
Severance of Terms  
If any provision of the Terms of Use is found to be invalid, illegal or unenforceable under law, such invalidity or unenforceability will be superseded by the law, and will not affect the remainder of the Terms of Use, which will continue in full force and effect. All rights not expressly granted are reserved.

Living Advantage 
Privacy Officer 
Suite 3, level 1

2 Boston Court

Varsity Lakes, QLD 4227